Terms of Use

IMPORTANT NOTICE: THESE TERMS ARE SUBJECT TO A BINDING ARBITRATION PROVISION AND WAIVER OF CLASS ACTION RIGHTS, AS DETAILED IN SECTION 17 BELOW. YOU AGREE THAT ANY CLAIM OR DISPUTE AT LAW OR EQUITY THAT HAS ARISEN OR MAY ARISE PURSUANT TO THESE TERMS OR THE USE OF THE SERVICES, AS DEFINED BELOW, WILL BE RESOLVED IN ACCORDANCE WITH SECTION 17 BELOW. PLEASE READ THAT SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS AND OBLIGATIONS.

1. Introduction

Welcome to TipMaster, an online platform that allows users to engage with other users and purchase tips or predictions based on other members’ opinion of the outcome of sporting events (“Tips”) for both domestic and international sports events (collectively, “we”, “us” or “TipMaster”).

To dispel any doubts, it is expressly stated that the Services are intended solely for connecting users and exchanging opinions and sports tips. The Services do not involve any form of sports betting or gambling, and do not accept or allow placing wagers of any kind. TipMaster does not endorse or encourage illegal gambling of any sort.

These Terms and Conditions (the "Terms") govern your access and use of the website Tipmaster.ai (the "Services"). Your use of the Services is subject to TipMaster's Privacy Policy, which governs the collection and use of information by TipMaster.

This is a legal agreement between you and TipMaster. By accessing or using the Services, you agree to be bound by these Terms.

2. Modifications and Accuracy

Our Services are always evolving, so it is important that you periodically check here, as well as the specific rules for any Services in which you choose to participate for any updates. We reserve the right to change these Terms or any information presented on our Services from time to time. If we revise the Terms, such revision will take effect immediately upon being posted on our Services, except where required otherwise under applicable laws. In any event, and to the extent permitted by applicable law, not canceling your agreement to use the Services under these Terms before the effective date will be deemed your consent to the amended terms.

By accessing or taking part in or downloading any Services, you agree to review the Terms periodically to become aware of such revisions. If you do not agree to any of the Terms stated herein, you should discontinue using or participating in any Services.

We are not responsible if information made available on these Services is not accurate, complete, or current. The material on these Services is provided for general information and entertainment purposes only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete, or timelier sources of information. Any reliance on the material on these Services is at your own risk.

3. Provision of the Services

We do not guarantee that any Services will be available at all times, in all locations, or at any given time or that we will continue to offer a particular Service for any particular length of time. TipMaster does not guarantee that the Services can be accessed on all devices, by means of a specific Internet or connection provider, or in all geographic locations.

TipMaster reserves the right, in its sole discretion, at any time to modify, discontinue or terminate the Services without notice. TipMaster may also impose limits on certain features or restrict your access to or use of the Services, or parts thereof, in its sole discretion and without notice.

4. Your Use of TipMaster

Subject to these Terms, we grant to you a personal, non-exclusive, limited, non-transferable, non-assignable, non-sublicensable, limited license to access the Services on a device owned or controlled by you, solely for the purpose of accessing and using the Services in accordance with these Terms. You are responsible for all use of the Services that is under your possession or control.

By using the Services, you represent and warrant that you (i) are a natural person of at least eighteen (18) years of age or older, who is personally assigned to the email address and other information submitted in relation to your account; (ii) have the legal authority to form a binding contract with TipMaster; (iii) are physically located in a jurisdiction in which participation in the Services is unrestricted by that jurisdiction’s laws; and (iv) agree to at all times abide by these Terms and all applicable laws. TipMaster reserves the right to request proof of age at any stage to verify that persons under the age of 18 are not using the Services. If you do not meet all of these eligibility requirements, you are not permitted to access or use any of the Services and agree that you will not do so and that TipMaster may suspend or close your account with or without notice.

Any registration, use of or access to the Services by anyone under the age of 18 is unauthorized, unlicensed, and in violation of these Terms. If we have any reason to believe that you are under 18 years of age, we may terminate your account, delete any content or information that you have submitted to the Services, and prohibit you from using or accessing the Services (or any portion, aspect, or feature thereof).

You are welcome to link to the Services from your website, provided that your website does not imply any endorsement by or association with TipMaster.

5. Account Registration

Certain parts within the Services may require you to register for an account. It is hereby clarified that every visitor to the Services who wishes to register as a "Tipster" to provide Tips to other visitors must act in accordance with these Terms.

When you register for an account, you will be asked to provide certain information, including, without limitation: (i) registering a unique username and password; (ii) contact information, such as your name, phone number, and a valid, non-temporary email address; (iii) payment and billing information; and (iv) any other information we request on the account registration form. You may establish, maintain, use and control only one account on the Services. Each account on the Services may be owned, maintained, used and controlled by only one individual.

You are responsible for keeping your account information secure. Please do not share your account information with anyone. By registering an account, you agree to notify us immediately if you have lost control of your password or you suspect there is unauthorized activity in your account. You remain fully liable for any actions taken in respect to your account, regardless of whether these actions were taken by you or an unauthorized third party that has gained access to your account.

As the holder of your account, you are solely responsible for complying with these Terms, and only you are entitled to all benefits accruing thereto. You may not allow any other person to: (i) access or use your account; (ii) access or use the Services through your account; or (iii) accept or use funds from your account. Except as required by law, neither your account nor funds you are entitled to are transferable to any other person or account.

We reserve the right to verify your account registration details, such as name, address, age, and payment methods used, at any time, by requesting copies of certain documents, including an identity card issued by a government agency, proof of address such as a utility bill, or proof of your payment method. We may request that document copies are notarized by a notary public. In the event that a request for copies of documents is not completed by you, TipMaster may, at its sole discretion, terminate your account and withhold any funds that are present therein.

You agree to: (i) promptly update the registration data to keep it accurate, current and complete; (ii) provide additional information as part of ongoing efforts to prevent illegal and fraudulent activities; and (iii) comply with any other policies or protocols we elect to put in place. You agree that all information and data that you provide to us, either at the time you register for an account or at any subsequent time, will be truthful, accurate and verifiable in all respects and, by providing such information and data, you consent to us submitting it to third-party providers of age verification and identification services to verify your account.

We reserve the right at any time to investigate your account and the information provided pursuant to registration thereof, including validating your email address, performing background checks and credit checks, in order to ensure compliance with these Terms and our obligations, and to ensure that no improper or illegal activity is or has taken place. By registering an account, or otherwise using the Services, you affirm consent to such. In the event that we determine that your account has been involved in any illegal or improper activity, we reserve the right to terminate your account without notice or liability.

In order to encourage users to succeed in our Services, we may publish data relating to the most successful Tipsters or users, in our sole discretion, and as required by law. Publishing data relating to the most successful Tipsters or users will vary according to categories of users and statistics. In addition, we may publish such statistics pertaining to successful users.

6. Payments

6.1. General

User Payments

When making a payment on the Services, the payment processor will collect (i) periodic payments from your payment card for user payments that are Subscriptions, and (ii) immediate payments from your payment card for user payments other than Subscriptions (including any Tips paid to a Tipster or purchases of Tips). You confirm and agree that each of these payments will be charged using the payment card details provided by you. Payments do not include any kind of VAT or SaleTax, which will be added according to the current rate.

You authorize us and our subsidiary companies to provide your payment card details to a third-party payment processor for the purpose of processing user payments. Your payment card provider may charge you currency conversion fees. We have no control over exchange rates or fees imposed by your payment card provider or bank, and we and our subsidiary companies are not responsible for any charges or fees imposed by your payment card provider or bank.

You acknowledge that TipMaster is not required to provide a refund for any reason, and that you will not receive money or other compensation for unused Tips or Subscriptions when an account is closed, whether such closure was voluntary or involuntary. All Tips or Subscriptions are forfeited by you if your account is terminated or suspended for any reason, in TipMaster sole and absolute discretion, or if the Services are no longer available. If your account is terminated, suspended or if any Tips or Subscriptions are selectively removed or revoked from your account, no refund will be granted, no Tips or Subscriptions will be credited to you or converted to cash or other forms of reimbursement.

Tipster Payments and Balance

To open a Tipster account, every Tipster will pay Tipmaster a maintenance fee of minimum Twenty-Six USD (26$) per month, the amount may vary according to the Tipster plan you set.("Maintenance Fee"). The Maintenance fee may be charged from a valid payment method provided by the Tipster or from the Balance (as defined below). To the extent the Tipmaster was unable to process the payment of the Maintenance Fee using a valid payment method or the Balance within 28 days, Tipmaster will freeze the Tipster's account until such payment is completed.

Every Tipster shall have a digital wallet on the Services in accordance with these Terms ("Balance"). Every Tipster is entitled to hold a Balance in the context of purchases made by visitors on the Services. After each sale, the payment will be transferred to the Tipster's Balance. Tipsters will only be able to withdraw funds from their Balance using their unique and valid email address they used in the registration process. If you fail to access your email address for any reason, TipMaster will not be able to process your withdrawal.

TipMaster will process the payment approval within ninety-six (96) hours from the date of receiving the amount ("Approval Period"), and then transfer it directly to the Tipster's Balance. The amount transferred shall be net of any fees, including transaction fees by third parties (such as payment fees) and any applicable taxes (including VAT and sales tax). It is clarified that in the event of a game/event cancellation for any reason whatsoever (including, but not limited to, any other reason that the company deems appropriate, including force majeure as detailed in Section 20) during the Approval Period, the payment will be refunded to the visitor and/or a portion thereof, and no claim or demand will be made by the Tipster against TipMaster or the visitor for any reason whatsoever. It is further clarified that after the Approval Period, the Tipster may withdraw the payment to their own bank account or use it for other purchases on the Services as a visitor. It is hereby clarified that withdrawal from the balance may be made once every thirty (30) days.

In the event of a successful chargeback by a user, TipMaster reserves the right to either deduct the corresponding amount from the Tipster’s balance, or otherwise reserve the right to offset or deduct the amount against any amounts due to the Tipster from TipMaster in the future.

TipMaster clarifies that it may take up to 7 business days before the payment is received in the Tipster's private bank account.

TipMaster reserves the right to reject a withdrawal request for any reason whatsoever, and if the company rejects the withdrawal during the Approval Period, the amount will be returned to the Tipster's Balance.

TipMaster charges a management commission of thirty percent (30%) of the sale price for every sale on the Services. TipMaster reserves the right to change the commission fees at its sole discretion without prior notice to visitors/Tipsters.

It is clarified that there is an obligation to report income to every Tipster according to the income tax regulations, and therefore every Tipster may be required to provide the company with their details as registered in the income tax/VAT/National Insurance authorities. In the event that the Tipster is a registered business, TipMaster will add VAT or sales tax accordingly (it is clarified that without the addition of VAT/tax identification number, it is not possible to withdraw money from the Services). It is also clarified that if an invoice or receipt is not sent to the company after withdrawing the money, the option to make further withdrawals will be blocked until an invoice or receipt is presented to the company.

6.2. Subscriptions

TipMaster allows you to purchase two types of Subscriptions: a Tipster Subscription and a TipMaster Pro Subscription:

• Tipster Subscription: Tipsters may offer a subscription to users for a predetermined period of time ("Subscription"). The Subscription provides users with the option to access all the recommendations posted by a certain Tipster during the Subscription period without the need to purchase them individually throughout the Subscription period. The responsibility for choosing the Subscription period of the Tipster Subscription, its establishment, and operation lies solely with the Tipster.

• TipMaster Pro Subscription: a "TipMaster Pro Subscription" allows you to gain unlimited access to Tips presented on the Services (this does not include paid Tips from Tipsters), an ad-free experience as well as other features, including advanced filtering options, and access to the “Success Odds” and “Tipster’s Popular Leagues” features. TipMaster reserves the right to change the terms of the TipMaster Pro Subscription at any time in its sole discretion.

It is hereby clarified that all subscriptions are purchased directly from TipMaster (not from the Tipsters). All Subscriptions cannot be refunded or canceled after purchase. If the user does not cancel the automatic renewal, and the previous Subscription expires, it will be automatically renewed. In the event that a Tipster had changed the price of the Subscription, the Subscription will renew automatically under the pre-existing price.

It should be noted that canceling the automatic renewal of the Subscription will not cancel an already purchased Subscription, and the user who purchased the Subscription will continue to have the authorization to view the content of the Tipster and access the PRO features until the end of the Subscription period. At the end of the Subscription period, the user will no longer be able to access the relevant content of the Tipster or the PRO features.

Free Trials. The following section shall apply solely to users who are eligible to participate in free trials ("Trial(s)"). The Trial period will be three (3) days for Tipster Subscription and seven (7) days for TipMaster Pro subscription, from the date you activate the Trial. During the Trial, access may be limited compared to paid subscriptions. TipMaster reserves the right to modify Trial's features at any time. If you do not cancel before the Trial ends, your account will automatically convert to a paid subscription, and you will be charged the applicable fee. You may cancel anytime before the Trial expires to avoid charges. No refunds will be issued once the trial converts to a paid plan. TipMaster reserves the right to deny or revoke Trials at its sole discretion, including in cases of suspected abuse (e.g., multiple sign-ups by the same user). TipMaster reserves the right to make any modifications to Trials, including limiting the functionality or features available during the Trial, without notice

6.3. Purchasing Tips

The Services provide a feature enabling the purchase of specific Tips made available by Tipsters. Purchases of Tips are final and non-refundable, except at TipMaster's sole discretion. It is hereby clarified that all purchases are made directly from TipMaster (not from the Tipsters).

Tipsters have the right to determine the price of their Tips based on predetermined options presented by TipMaster. TipMaster is not committed to providing any additional pricing methods other than the price presented to the Tipster when uploading a Tip.

When purchasing a Tip, the users agree to pay TipMaster and applicable payment for the Tip, in accordance with the pricing published in the Tipster's account. Users are responsible for providing a valid payment method and for any applicable charges, including taxes and fees, related to their purchase.

Tipsters, and not TipMaster, are exclusively responsible for determining (within the pricing parameters of the Services) the pricing applied to transactions between users and Tipsters and the available to the users.

6.4. Referrals Commissions

Tipsters may be eligible to receive a commission of ten percent (10%) of each purchase made by a new user for a duration of twelve consecutive (12) months from the date of the user's registration ("Commission"), subject to the eligibility requirements herein and for compliance with the Terms.

The Commission is applicable only to purchases made by users who have registered and completed their purchase directly through the unique referral link provided by TipMaster, subject to TipMaster policies.

For the Commission to apply, new users must: (i) register and make a purchase through the referral link without exiting or refreshing the page; (ii) meet all the requirements set out in the Terms. It should be clarified that purchases that were either: (i) made by users that have already registered to our Services; or (ii) involved with any fraudulent activity or violation of these Terms – would not be eligible to a Commission.

7. Termination of Accounts

You agree that TipMaster may for any reason, at its sole discretion and without notice, terminate your account, and remove from the Services any Content associated with your account. Grounds for such termination may include but shall not be limited to (i) extended periods of inactivity; (ii) violation of the letter or spirit of these Terms; (iii) fraudulent, harassing or abusive behavior; (iv) behavior that is harmful to other users, third parties, or the business interests of TipMaster; or (vi) any other reason TipMaster may choose at its sole discretion.

If TipMaster believes, at its sole discretion, that a violation of these Terms or any illegal or inappropriate behavior has occurred, we may take any other corrective action we deem appropriate. We reserve the right to investigate suspected violations of these Terms or illegal and inappropriate behavior on the Services. We will fully cooperate with any court order requesting or directing us to disclose any information we might have including the identity of anyone believed to have violated these Terms or to have engaged in illegal behavior on the Services.

Where required by applicable laws, TipMaster will notify you without delay of the reason for your account termination, except in the case where TipMaster reasonably considers that giving notice is legally prohibited (for instance, when providing notice would either (i) violate applicable laws, regulations, or orders from regulatory authorities or (ii) compromise an ongoing investigation conducted by a regulatory authority) or that any notice may cause harm to you, third parties, TipMaster, and/or its affiliates (for instance, when providing notice harms the security of the Services).

You may request termination of your account at any time and for any reason by sending an email to info@tipmaster.ai. Any suspension, termination, or cancellation shall not affect your obligations to TipMaster under these Terms (including but not limited to ownership, indemnification, and limitation of liability), which by their sense and context are intended to survive such suspension, termination, or cancellation.

8. License to use the Services

TipMaster grants you a limited license to access and use the Services subject to these Terms for your personal, non-commercial use and not for the benefit of any other person or entity. TipMaster grants you a limited, revocable, non-exclusive and non-sublicensable license to use the Services solely for your personal use. This license does not allow you to make any commercial use or any derivative use of the Services (including any of its individual elements or Content (as defined below). All copyright notices must be retained at all times. Ownership of the Services and all intellectual property rights therein shall remain at all times with TipMaster or its licensors.

Except as expressly permitted herein, you may not copy, further develop, reproduce, republish, modify, alter, download, post, broadcast, transmit or otherwise use the Services. All rights not granted to you herein are reserved to TipMaster and/or its licensors. You will not remove, alter or conceal any copyright, trademark, service mark or other proprietary rights notices incorporated in the Services.

You have no ownership rights in the Services. Rather, you have a license to use the Services as long as these Terms remain in full force and effect.

These Terms are your proof of license to exercise the rights granted herein and must be retained by you. You must protect the Services consistent with TipMaster's rights therein, including informing persons who are permitted access thereto in order to satisfy your obligations hereunder and maintain the confidentiality of the Services.

9. User-Generated Content

The Services may contain reviews, support articles and widgets, knowledge base articles, integration documentation, blogs, forums, to which TipMaster may allow you, in its sole discretion, to post content ("Content"). By submitting or posting such Content, you grant TipMaster and its successors a worldwide, non-exclusive, royalty-free, perpetual, sub licensable and transferable license to use, copy, distribute, transmit, modify, prepare derivative works of, publicly display, and publicly perform such Content on, through or in connection with the Services in any media formats and through any media channels, including without limitation, for commercially promoting the Services. You are fully and solely responsible for anything you submit or post to the Services, and represent and warrant that such Content complies with all applicable law and does not infringe third party intellectual property or other rights. Such posted or submitted Content shall not be considered confidential and may be disseminated by TipMaster without any compensation to you.

The opinions expressed by users on the Services do not reflect our values or opinions. To utilize features that permit you to upload or transmit Content through the Services or to communicate with other users, you must adhere to the guidelines outlined in these Terms.

TipMaster reserves the right (but not the obligation) to remove, edit or refuse to transmit any Content for the purpose of enforcing these Terms, or for any other reason in TipMaster's sole discretion.

10. Restrictions

You agree you will not engage in, directly or indirectly, or assist others in engaging in, any of the following practices (including, without limitation, by submission of Content):

1. Use the Content or Services in connection with any commercial endeavors in any manner, except for the purposes specifically set forth in these Terms;
2. Circumvent, disable, or otherwise interfere with security-related features of the Services or features that prevent or restrict use or copying of any Content;
3. Interfere with or disrupt (or attempt to interfere with or disrupt) any web page available at the Services, servers, or networks connected to the Services, or the technical delivery systems of TipMaster's providers, or disobey any requirements, procedures, policies, or regulations of networks connected to the Services;
4. Attempt to probe, scan, or test the vulnerability of any TipMaster system or network or breach or impair or circumvent any security or authentication measures protecting the Services;
5. Publish, display, disclose, rent, lease, modify, copy, loan, distribute, or create derivative works based on the Services and/or Content or any part thereof;
6. Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software used to provide the Services;
7. Attempt to access, scrape, data mine, aggregate any data, search, or meta-search the Services or Content thereon with any engine, software, tool, agent, device, or mechanism other than software and/or search agents provided by TipMaster or other generally available third-party web browsers, including without limitation any software that sends queries to the Services to determine how a website or web page ranks;
8. Violate the Terms or any other rule or agreement applicable to you or TipMaster through the Services' inclusion in, reference to, or relationship with any third party or third-party website or service, or your use of any such third-party website or service;
9. Use, launch, or permit to be used any automated system, including without limitation "robots," "crawlers," or "spiders", or bypass any measures TipMaster may use to prevent or restrict access;
10. Attempt to create the source code from the object code for the Services; and
11. Use the Services or Content thereon in any manner not permitted by these Terms or in violation of applicable laws and regulations.
12. Engage in self-purchasing activities on our Services. Self-purchasing refers to the act of a user purchasing a Tip or a Subscription from themselves, either directly or indirectly. In the event we detect self-purchasing behaviors through various monitoring tools, TipMaster may at its sole discretion terminate your account, and withhold any funds that are present therein.

11. Third-Party Services

The Services may provide links to third-party websites, applications, services, offerings, products or other activities (“Third-Party Services”) that are not owned or controlled by us. These links are provided as a convenience to you and do not signify that TipMaster endorses or is liable in any way for the content, products, services or materials displayed or offered by such Third-Party Services. Your use of such Third-Party Services is made at your own risk and shall be subject to the terms governing use of such Third-Party Services. You acknowledge that TipMaster has no direct or indirect liability for your use of Third-Party Services. Any problems or complaints that you may have with regard to such Third-Party Services should be directed to such third parties. You understand that when you click on these links any data which you provide afterwards is subject to that third party’s terms of service and privacy policy, and not to our Terms or our Privacy Policy. We take no responsibility for the content, safety, privacy, or security of any Third-Party Services. You shall hold us harmless from any losses sustained by you or harm caused to you relating to or resulting in any way from any third-party content.

12. Intellectual Property Rights

All title, ownership and intellectual property rights in and to the Services, images, text, graphics, illustrations, trademarks, brands, service marks, trade dress, copyrights, photographs, audio, videos and music, logos, designs, and any part thereof, including derivative works, of TipMaster and other companies providing services to TipMaster, are the property of TipMaster or their respective owners. As a user of the Services, you agree not to use, copy, reproduce, publish or borrow any of the aforementioned content or trademarked work without explicit permission from TipMaster or the owner thereof. Except as explicitly provided herein, nothing in these Terms shall be deemed to grant you or any other party a license in or under any such intellectual property rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any materials or content accessible on the Services.

You may choose to or we may invite you to submit comments or feedback about the Services, including without limitation about how to improve the Services (“Feedback”). You understand that your Feedback is gratuitous, unsolicited, and will not place TipMaster under any fiduciary or other obligation. By submitting any Feedback, you represent and warrant that: (i) you have the right to disclose the Feedback; (ii) the Feedback does not violate the rights of any other person or entity; and (iii) your Feedback does not contain the confidential or proprietary information of any third party. By sending us any Feedback, you further: (i) agree that we are under no obligation of confidentiality, express or implied, with respect to the Feedback; (ii) acknowledge that we may have something similar to the Feedback already under consideration or in development; (iii) grant us an irrevocable, non-exclusive, royalty-free, perpetual, worldwide license to use, modify, prepare derivative works, publish, distribute and sublicense the Feedback; and (iv) irrevocably waive, and cause to be waived, against TipMaster any claims and assertions of any moral rights contained in such Feedback. This Feedback section will survive any termination of your account or the Services.

Except as expressly set forth herein, no right or license is granted hereunder, express or implied, to any intellectual property rights and your use of the Services does not convey or imply the rights to use the Services in combination with any other information or products.

13. Limitation of Liability

By using the Services, you understand and agree that TipMaster’s liability in connection with your use of the Services is as set forth below. Under no circumstances shall TipMaster, its parents, subsidiaries, or affiliates, or the directors, officers, employees, agents, successors or assigns or other representatives of each of them (collectively, the “TipMaster Entities and Individuals”), be liable to you or any other person for any loss or damages of any kind (including, without limitation, for any special, direct, indirect, incidental, exemplary, economic, punitive, or consequential damages) that are directly or indirectly related to: (i) the Services, the Services, or your uploaded information; (ii) the use of, inability to use, or performance of the Services; (iii) any action taken in connection with an investigation by TipMaster or law enforcement authorities regarding your use of the Services; (iv) any action taken in connection with copyright owners; or (v) any errors, omissions or defects in the Services’ technical operation, even if foreseeable or even if the TipMaster Entities and Individuals have been advised of the possibility of such damages, whether in an action of contract, negligence, or strict liability tort. In no event will the TipMaster Entities and Individuals be liable to you or anyone else for loss or injury, including, without limitation, death or personal injury, arising from your use of the Services. Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you. In such cases, our liability will be limited to the fullest extent permitted by applicable law.

In no event shall the TipMaster Entities and Individuals’ total liability to you or any third parties for all damages, losses, or causes of action exceed in the aggregate one hundred U.S. Dollars ($100). The TipMaster Entities and Individuals are not responsible for any damage to your and any third parties’ computer, hardware, computer software, or other equipment or technology including, without limitation, damage from any security breach or from any virus, bug, tampering, fraud, error, omission, interruption, defect, delay in operation or transmission, computer line or network failure or any other technical or other malfunction. If you are dissatisfied with any of the Services, your sole and exclusive remedy is to discontinue accessing and using the Services. You recognize and confirm that in the event you incur any damages, losses or injuries that arise out of TipMaster’s acts or omissions, the damages, if any, caused to you are not irreparable or sufficient to entitle you to an injunction preventing any exploitation of any Services or other properties owned or controlled by TipMaster Entities and Individuals, and you will have no rights to enjoin or restrain the development, production, distribution, advertising, exhibition or exploitation of the Services, your uploaded information on the Services, or any and all activities or actions related thereto.

14. Disclaimer of Warranties

You acknowledge and agree that you assume full responsibility for your use of the Services. You acknowledge and agree that your use of the Services is at your own risk. You acknowledge and agree that any information you send or receive during your use of the Services may not be secure and may be intercepted or later acquired by unauthorized parties. The Services are provided on an “as is” and “as available” basis, without any warranty of any kind, either express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose or non-infringement. TipMaster strives to keep its Services up and running; however, all online services suffer occasional disruptions and outages.

TipMaster does not provide any warranty regarding the Services or any service or content made available through the Services and expressly disclaims: availability, accuracy of the information displayed about game statistics, technical errors, usability, quality, appropriateness, reliability, latency or loss of internet connectivity, timeliness, serviceability, warranty of title, non-infringement, merchantability, legality, or fitness for a particular purpose. TipMaster relies on data (such as odds) provided by third party bookmakers. TipMaster does not review or analyze the data and does not make any representations in relation to the accuracy or completeness of the data. By accessing or using the Services you agree to make your own inquiries in relation to the data used.

TipMaster does not warrant or guarantee protection from viruses or other computer system malware. TipMaster does not claim or guarantee that Services shall be uninterrupted, or that Services shall be error free. We do not and cannot guarantee that use of our Services will generate you any profits. We do not take responsibility for any losses. Some jurisdictions limit or do not allow the disclaimer of implied or other warranties so the above disclaimer may not apply to the extent such jurisdiction’s law is applicable to this agreement. In such jurisdictions, liability of TipMaster shall be limited to the fullest extent permitted by law. Additional disclaimers may appear within the Services and are incorporated herein by reference. To the extent any such disclaimers place greater restrictions on your use of the Services or the content contained therein, such greater restrictions shall apply. This limitation of liability shall apply to third party claims as well as claims between the parties. If applicable law does not allow all or any part of the above limitation of liability to apply to you, the limitations will apply to you only to the extent permitted by applicable law.

15. Indemnification

You agree to defend, indemnify, and hold TipMaster, its affiliates, officers, directors, agents, partners and employees harmless from any loss, damage, claim, liability, cost, demand and expense, including reasonable attorneys’ fees, arising in any way from your use of or access to the Services, including, without limitation: (i) any data or work transmitted or received by you; (ii) your violation of these Terms, including without limitation, your breach of any of the representations and warranties above; (iii) your violation of any third-party right, including without limitation any right of privacy, publicity rights or intellectual property rights; (iv) your violation of any law, rule or regulation of any jurisdiction as applicable to you and TipMaster; (v) any claims or damages that arise as a result of any of your user submissions or any other content that is submitted via your account; (vi) any other party’s access and use of the Service with your unique username, password or other appropriate security code; or (vii) any other claim made by any third party in connection with your use of the Services.

16. Term and Termination

TipMaster reserves the right at any time to modify, suspend, discontinue, or terminate, temporarily or permanently, the Services, with or without notice. You agree that TipMaster shall not be liable to you or any third party for any modification, suspension or discontinuance of the Services.

We do not guarantee that the Services will be available at all times or at any given time or that we will continue to offer the Services for any particular length of time. We may change and update the Services without notice to you. We make no warranty or representation regarding the availability of the Services and reserve the right to modify or discontinue the Services in our sole discretion without notice, including for example, ceasing Services for technical reasons (such as technical difficulties experienced by us or on the internet) or to allow us to improve user experience. NOTWITHSTANDING ANYTHING TO THE CONTRARY, YOU ACKNOWLEDGE AND AGREE THAT THE SERVICES MAY BE TERMINATED IN WHOLE OR IN PART AT OUR SOLE DISCRETION WITHOUT NOTICE TO YOU. YOU ASSUME ANY AND ALL RISK OF LOSS ASSOCIATED WITH THE TERMINATION OF THE SERVICES.

These Terms apply from the date that you accept them as provided herein. You may terminate your TipMaster account at any time and for any reason by sending us a support request at: info@tipmaster.ai or following the instructions provided on the Services. Upon termination of your account, you must immediately discontinue use of the Services and your account. Immediately upon termination of your account, all licenses and rights granted to you under these Terms automatically terminate.

TipMaster may permanently or temporarily terminate, suspend, or otherwise refuse to permit your access to the Services without notice and liability upon any violation of these Terms. Upon termination for any reason, your right to use the Services will immediately cease and you continue to be bound by these Terms.

17. Arbitration and Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY – IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

You agree that any claim or dispute at law or equity that has arisen or may arise between you and TipMaster relating in any way to or arising out of these Terms or your use of or access to the Services will be resolved in accordance with the provisions set forth in this Section 17. Please read this section carefully. It affects your rights and will have a substantial impact on how claims you and TipMaster may have against each other are resolved.

Legal notices shall be served at the address provided in the contact section (in case TipMaster is served) or your email address on file with us (in case you are served). Notice by us to you shall be deemed given twenty-four (24) hours after the email is sent. Alternatively, we may give you legal notice by mail to the physical address associated with your account. In such case, notice shall be deemed given three (3) days after the date of mailing, regardless of whether any such notice is returned to us. It is your responsibility to keep your contact information updated.

You and TipMaster will attempt to resolve any dispute through informal negotiation within sixty (60) days from the date the notice of dispute is sent. That notice should contain proof of your relationship with TipMaster, the nature and legal basis for your or TipMaster’s dispute, and an individual monetary demand if you or we are seeking such relief. During this period, the parties shall use best efforts to settle any dispute, claim or disagreement. Any applicable limitations period will be tolled during this 60-day informal dispute resolution period. Filing any claims before the end of this period and without engaging in this process could result in the award of fees in arbitration. If the dispute is not resolved within such time period, you agree that any and all disputes or claims that have arisen or may arise between you and TipMaster relating in any way to or arising out of these Terms or your use of or access to the Services shall be resolved exclusively through final and binding arbitration, according to the following:

the Israeli International Commercial Arbitration Law, 5784-2024 (the “International Arbitration Law”), shall govern the interpretation and enforcement of this agreement to arbitrate. You agree that this agreement to arbitrate constitutes an international arbitration agreement the subject matter of which relates to more than one jurisdiction in accordance with Article 3 of the International Commercial Arbitration Law.

The arbitration shall be conducted in accordance with the ICC Rules of Arbitration, except as they may be modified herein. The seat of the international arbitration shall be in Tel Aviv, Israel, or at another mutually agreed upon location. For the avoidance of doubt, the availability of a more convenient forum for arbitration proceedings shall have no effect on the governing law and venue specified in Section 18 regarding litigation. The arbitration shall be conducted in the English language.

The arbitration shall be conducted by one arbitrator. The parties will endeavor to agree on the appointment of the arbitrator. In the event the parties fail to agree on the appointment of an arbitrator within thirty (30) days of the date of receipt of the arbitration notice, either party may refer the matter of appointment to the relevant Israeli court – which shall act as the appointing authority.

You agree that each of us may bring claims against the other only on an individual basis and not as a plaintiff or class member in any purported class, representative, or private attorney general action whether in arbitration or litigation. Unless TipMaster agrees otherwise in a separate writing, the arbitrator may not consolidate or join more than one person’s or party’s claims and may not otherwise preside over any form of a consolidated, representative, class, or private attorney general action or proceeding. Where TipMaster does consent, consolidation may be allowed. In individual cases, the arbitrator may award relief (including monetary, injunctive, and declaratory relief) only in favor of the individual party seeking relief and only to the extent necessary to provide relief necessitated by that party’s individual claim. In consolidated cases, the relief may cover the consolidated claims. Any relief awarded cannot affect TipMaster users not involved in the individual or consolidated claims. If a court decides that applicable law precludes enforcement of any of this paragraph’s prohibitions on class, representative, or private attorney general actions or proceedings as to any claim, then that claim (and only that claim) must be severed from the arbitration and resolved in court, subject to your and TipMaster’s right to appeal the court’s decision. All other claims will be arbitrated.

The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute arising out of or relating to the interpretation, applicability, enforceability or formation of this agreement to arbitrate, any part of it, or of the Terms including, but not limited to, any claim that all or any part of this agreement to arbitrate or the Terms is void or voidable, whether a claim is subject to arbitration, and any dispute regarding the payment of administrative or arbitrator fees (including the timing of such payments and remedies for nonpayment). The arbitrator shall be empowered to grant whatever relief would be available in a court under law or in equity. The parties agree that the arbitrator may allow the filing of dispositive motions if they are likely to efficiently resolve or narrow issues in dispute. The arbitrator shall also be empowered to consolidate claims raised between the same parties to a single arbitration proceeding so long as TipMaster agrees to such.

If the value of the relief sought is $10,000 or less, either you or TipMaster may elect to have the arbitration conducted by telephone or based solely on written submissions, which election shall be binding on you and TipMaster, subject to the arbitrator’s discretion to require an in-person hearing. The arbitrator’s award shall be final and binding, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

To the extent the filing fee charged to any individual claimant for arbitration exceeds the cost of filing an individual lawsuit, the arbitrator may require TipMaster to pay the additional cost. You are responsible for your own attorneys’ fees unless the arbitration rules or applicable law provide otherwise. If the arbitrator finds the arbitration to be non-frivolous, TipMaster will pay the remaining filing and arbitrator fees for the arbitration, provided your claim or the consolidated claims do not exceed $75,000. For claims above $75,000 or consolidated claims, fees and costs will be determined in accordance with applicable ICC rules and the arbitrator’s decision.

You understand that, absent this mandatory provision, you would have the right to sue in court. You further understand that, in some instances, the costs of arbitration could exceed the costs of litigation and the right to discovery may be more limited in arbitration than in court.

The Parties agree that the existence of the arbitration, any information provided in the arbitration, and any submissions, orders or awards made in the arbitration [the "confidential information"] shall be kept confidential unless as required by law, by governmental authorities, or for the purpose of legal proceedings. The parties also agree not to consent to the publication of the confidential information or any part thereof.

To the extent permitted by applicable law, any claim or dispute under these Terms and related to your access or use of the Services must be filed within one (1) year from the date of the cause of action. If a claim or dispute is not filed within one year, you acknowledge that you shall have waived and will be deemed permanently barred from bringing such dispute.

Except as provided above, you further agree that any arbitration shall be conducted in your individual capacity only and not as a class action or other representative action, and you expressly waive your right to file a class action or seek relief on a class basis. If there is a final judicial determination that applicable law precludes enforcement of this Section’s limitations as to a particular remedy, then that remedy (and only that remedy) must be severed from the arbitration and may be sought in court. You agree, however, that any adjudication of remedies not subject to arbitration shall be stayed pending the outcome of any arbitrable claims and remedies.

With the exception of any of the provisions in the class action waiver, if an arbitrator or court decides that any part of this agreement to arbitrate is invalid or unenforceable, the other parts of this agreement to arbitrate shall still apply.

30-Day Right to Opt Out:

You have the right to opt-out and not be bound by the arbitration clause by sending written notice of your decision to opt-out to the following address info@tipmaster.ai. The notice must be sent within 30 days of your first use of the Services, or the issuance of a materially changed clause, whichever is later, otherwise you shall be bound to arbitrate disputes in accordance with the terms of those paragraphs. If you opt-out of a new clause, the prior clause will continue to govern any disputes between you and TipMaster. If you opt-out of arbitration, TipMaster also will not be bound to arbitrate. You agree that, if at some point in the future TipMaster removes this Section 17 entirely, restoring the right to proceed in court, no opt out from that change would be required.

18. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Israel excluding that body of law pertaining to conflict of laws. Any legal action or proceeding arising under these Terms will be brought exclusively in courts located in Israel and the parties hereby irrevocably consent to the personal jurisdiction and venue therein. You agree that these Terms and the rules, restrictions, and policies contained herein, and TipMaster's enforcement thereof, are not intended to confer and do not confer any rights or remedies on any person other than you and TipMaster.

These Terms and any disputes, claims, or causes of action arising out of or in connection with them will be governed as stated herein provided that this choice of governing law will not deprive you of the protection afforded to you by provisions that cannot be derogated from by agreement by virtue of the laws applicable where you habitually reside. In such cases, disputes shall be resolved in the competent civil courts as determined by applicable law.

19. Export and Sanctions

You must comply with all applicable export and sanction laws and regulations (“Trade Controls”) and may not use, export, or transfer any portion of the Services or any related technical information or materials, directly or indirectly, except as authorized by such Trade Controls. The Trade Controls prohibit the use of the Services by any individual located in, under the control of, organized in, or a resident of any country or territory targeted by U.S. government sanctions (currently, Cuba, Iran, Syria, North Korea, and the Crimea, Donetsk, and Luhansk regions of Ukraine), any countries designated as an "enemy" and not exempted under Israel’s Trading with the Enemy Ordinance of 1939 (currently, Syria, Lebanon, and Iran), or any country restricted by TipMaster due to local legislation requirements or any other reason at its sole discretion. Additionally, the Services may not be used by anyone or any entity (or any entity 50% or more owned by such individuals or entities) listed on any prohibited persons or entities list maintained by the U.S., E.U., or Israeli governments, or by the jurisdictions in which the Services were obtained.

20. Miscellaneous

20.1. Notices

TipMaster may provide you with notices, including those regarding changes to the Terms, by email, via the Services or postings on the TipMaster.com Services. Notice will be deemed given twenty-four (24) hours after the email is sent. Notice posted on the TipMaster Services or via the Services is deemed given ten (10) days following the initial posting. TipMaster reserves the right to determine the form and means of providing notifications to our users.

20.2. Entire Agreement

These Terms represent the complete agreement between you and TipMaster and may only be amended as set forth under as expressly provided herein.

20.3. Survival

Any and all terms and conditions within these Terms that should, by their nature, survive termination of your account, will survive such termination.

20.4. Assignment

You are not allowed to assign any of the Terms or any rights or obligations thereunder. Any attempted transfer or assignment in violation thereof shall be null and void. TipMaster is allowed at its sole discretion to assign or transfer any of the Terms and any rights thereunder to any third party, without giving of notice.

20.5. Waiver

The failure of TipMaster to exercise or enforce any right or provision of the Terms will not constitute a waiver of such right or provision. Any waiver of any provision of the Terms will be effective only if in writing and signed by TipMaster.

20.6. No Partnership, Relationship or Joint Venture

It is hereby clarified that there is no employer-employee relationship between TipMaster and the Tipsters on the Services, and the Tipsters operate independently as service providers. The rights granted to TipMaster or on its behalf do not include supervision, guidance, and/or interference in any way regarding Tips, but rather serve as means only to ensure the proper functioning of the site and achieve its objectives in full.

20.7. Severability

If any of the provisions of the Terms shall be deemed invalid, void, or for any reason unenforceable, that provision shall be deemed severable and shall not affect the validity or enforceability of any remaining provisions.

21. Contact Us

If you have any questions about these Terms or the Services, please contact us at: info@tipmaster.ai.